Funding in as little as 24 hours

Capital that moves as fast as your business

Eagle Phillips provides merchant cash advances from $10,000 to $2,000,000 for U.S. businesses. No collateral, no rigid terms — just working capital when you need it.

No collateral required Credit scores from 500+ 2-minute application
$500M+
Deployed to U.S. businesses
12,000+
Merchants funded
24 hrs
Average time to funding
98%
Approval on qualified apps
How it works

Funding in three simple steps

Skip the paperwork. Skip the bank branches. Get a decision the same day.

01
Apply in 2 minutes

Tell us about your business and share the last 3 months of bank statements. No hard credit pulls.

02
Get a same-day offer

Our underwriters review your revenue and craft a flexible advance tailored to your cash flow.

03
Receive funds in 24 hours

Sign electronically and see the capital hit your business account — often the next business day.

Why Eagle Phillips

Built for the way real businesses run

Banks say no. We say how much. We invest in the operators building America — not their tax returns from two years ago.

Fast decisions

Same-day approvals with funding in as little as 24 hours.

Flexible amounts

Advances from $10,000 up to $2,000,000 based on revenue.

Revenue-based repayment

Pay back a small percentage of daily sales — never a fixed burden.

No collateral

Unsecured advances. Your equipment and property stay yours.

Every U.S. industry

Retail, restaurants, trucking, medical, construction and more.

Renewals in one click

Established clients can re-draw funds instantly as they grow.

Industries we fund

We back Main Street America

From single-location restaurants to nationwide logistics fleets — if you're generating revenue in the U.S., we can help you grow.

Restaurants & Hospitality
Retail & E-commerce
Trucking & Logistics
Construction
Auto Repair
Medical & Dental
Salons & Spas
Professional Services

Ready to grow? Let's talk numbers.

Get a no-obligation offer in minutes. It won't affect your credit.

By submitting, you agree to be contacted about funding options.

Frequently asked

What is a merchant cash advance?

An MCA is a lump-sum of capital advanced against your future business revenue. You repay it as a small, automatic percentage of your daily sales — not a fixed monthly payment.

How much can I qualify for?

Most businesses qualify for 80–150% of their average monthly revenue. Advances range from $10,000 to $2,000,000.

How fast is funding?

Approvals often happen the same day you apply. Funds typically hit your account within 24 hours of signing.

What are the requirements?

6+ months in business, $15,000+ in monthly revenue, and a U.S. business bank account. Credit scores from 500+ are considered.